Mortgage

There is a lot of paperwork needed to apply for a home loan and not just the prospective buyers, but a number of other people are involved in the process.

When those contacts need to send you that sensitive information, give them a safe, secure and easy way to do so – through your Secure Inbox. Plus – there are no limits on file size – so users don’t have to waste time sending multiple messages, they can bundle the files and simply hit send. A Secure Inbox allows your business to go paperless while facilitating communication between lawyers, real estate agents, appraisers, a title company and of course, the prospective buyers.

Aside from the detailed documentation of financial history that loan applicants have to provide, they need to send:

• Social Security numbers for both the borrower and any co-borrowers  
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as bonds, stocks, or money saved in retirement programs   
• Recent paycheck stubs  
• W-2 withholding forms, or income tax returns for the past two years
• Employment verification from human resource departments 
• Residence history for the past two years
• Sales contract for the purchase of a new home

Both the quantity and the sensitivity of the information you need from a loan applicant need to be taken into consideration.

If hand delivery isn’t possible, what options remain?

Faxing isn’t 100% secure, anyone who walks by the fax machine can take a quick peek at the information. Courier services are expensive and take time. Email isn’t secure. Sending the information to you through your Corporate Secure Inbox is the fastest and safest solution.

Stand out from the competition by showing your prospective loan applicants that your organization cares enough about confidentiality to provide them with a convenient means to send you documents securely.